Harrine Freeman

Act Like a Woman, Manage Your Money Like a Man

You may have heard that women are from Venus and men are from Mars. This is evident even among children especially with money. Girls lag behind in finances and with confidence to set and obtain financial goals. Girls show low confidence when asked about money and may avoid the subject or respond by saying “I don’t know, I guess so, or laugh”. Finances are not a high priority on girls’ agendas. They focus more on appearance and use money to go shopping or to spend on entertainment.

These girls grow up to become adults with bad credit, little to no savings or retirement, lose their homes to foreclosure or file for bankruptcy. It’s time to stop spending money like “girls” and start spending money like “men”.

Women earn $.70 for every dollar a man earns which automatically puts them at a financial disadvantage. Women are not encouraged to become financially savvy even though many more women today are becoming college graduates and entrepreneurs. This session will help women learn how to create a spending plan, spend less than they earn, and become financially empowered so no matter what obstacles life throws their way they will have the tools to minimize the impact.

  • Women will learn how to maintain their financial identity whether single or in a relationship.
  • Women will learn how to spend less and save more.
  • Women will learn how to increase their credit score to save money, negotiate terms and become a financial role model for others.

Speaker Biography

Harrine Freeman is the CEO and owner of H.E. Freeman Enterprises which provides financial counseling services to help clients restore their credit rating and develop good money management skills to pay off debts, save and plan for retirement for the past 12 years. She is an energetic speaker, author, financial trainer, and freelance writer. She was once in $19,000 in debt, only making $21,000 a year and was successfully able to get herself out of debt without filing for bankruptcy.

As a guest speaker at regional churches and schools, national radio shows, organizations and Fortune 500 companies she has provided credit repair, debt management and business credit seminars to various audiences. She has appeared in Market Watch, Wall Street Journal, Black Enterprise, Essence Magazine, Ebony, Pink Magazine, Forbes, Huffington Post, MSNBC.com, Bankrate.com, The Michael Baisden radio show, NPR, and on CBS, NBC and ABC. She is an Advisory Council member of Russell Simmon’s HSAN Get Your House Right Home Ownership Initiative.

Her personal experiences with debt and her business savvy have proven her to be an effective and competent speaker on personal finance and business credit issues. She is also the author of “How to Get out of Debt: Get An “A” Credit Rating for Free”, a self-help book on credit repair that provides consumers with a step by step plan on how to get out of debt, increase their credit rating and maintain their good credit.